Dental insurance is an investment in a healthy mouth and body because your oral health and overall wellness are connected. Your premiums give you access to reduced rates for the services you need to keep your teeth and gums healthy. When choosing a United Concordia dentist in Millersville, you can keep common dental issues at bay while lowering your overall oral health expenses.
United Concordia is a leading provider of comprehensive dental plans for families and individuals. Their nationwide network of dental professionals provides exceptional care to patients of all ages. Although every plan differs, most policies include:
You can visit your dentist every 6 months for our cleaning and checkup for a co-payment. You can stop prevalent oral health issues from occurring in the first place to avoid costly dental work later. Researchers have found that $1 of preventive dental care can prevent up to $50 of restorative and emergency fees. You can schedule a cleaning and checkup every 6 months without worrying about a large bill.
If your dentist finds anything concerning, United Concordia is there for you. They will pay some of the expenses after meeting your annual deductible. Your insurance will cover medically necessary procedures until you reach your yearly limit.
Unfortunately, your dental insurance doesn't last forever. Your benefits will reset at the end of the year and you'll lose anything you don't use. You won't be reimbursed for your premiums or deductibles and nothing carries over. On average, less than 3% of Americans meet or exceed their annual limits. You don't have to throw money away.
United Concordia recommends choosing a dentist in their network to benefit from more coverage. They have pre-negotiated rates for select services with preferred dental practices. You can enjoy more freedom to choose your dentist and services at an out-of-network location. You can still use your insurance, but you'll be responsible for the difference between the dentist's fees and your insurance's allowable amount.
Dental insurance in Millersville can be confusing, but you don't have to navigate your policy alone. A member of our dental team is here to help. They will work on your behalf with United Concordia to maximize your dental coverage. They will explain how your benefits are being used and your payment options for any remaining balance. We will help you find the solutions you need to achieve optimal oral health without breaking the bank. Request an appointment through our website or call our office at (410) 421-7316.